McBain Insurance Agency

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Property


Homeowners Insurance

Every home is different. At McBain Insurance Agency, our highly skilled agents will work with you and our insurance providers to find a policy that is tailored to your individual needs while still providing you with the best service and value available. Home insurance also insures your personal property, even if it is temporarily away from your home (such as while you're travelling).

Condominium Insurance

As a condominium owner, you have special insurance needs. That's because some parts of the property are held in common -- exterior walls and walkways, for instance. Condominium insurance covers the parts of the building you own (like the interior walls), as well as your personal possessions.

Tenant Insurance

If you rent a home or apartment, your landlord probably carries insurance on the property and building. But that coverage won't cover you or your personal possessions should something happen. That's why McBain Insurance Agency offers a comprehensive tenant insurance policy.

Mobile Home Insurance

Similar to conventional home insurance, mobile home insurance protects you in four basic ways:

  • Enables you to repair/replace or get actual cash value for your mobile home (depending on its age).
  • Allows you to replace your property (furniture, clothes, appliances, etc.) if it is destroyed, stolen or damaged.
  • Covers injuries that happen to other people or their property while in your home (for which you may be held liable).
  • Covers your additional living expenses if you're forced to leave your home because of a claim.

Mobile home insurance also insures your personal property while it is temporarily off-site (such as while you're travelling). Most insurance policies have "special limits" for things like cash and jewellery, so you may want to consider insuring items such as computers with additional coverage.

Things to Consider:

  • What would it cost to replace your mobile home?
  • What would it cost to replace the contents of your mobile home?
  • Do you have an inventory of your personal possessions?
  • What kind of protection do you have against liability claims?
  • Do you have items that should be insured with special coverage?
  • Does your mobile home have any money saving safety features?
  • Is your mobile home located within 1,000 feet of a fire hydrant?

Get a Quote!

Call or email McBain Insurance Agency today to get a free, no-obligation quote on property insurance. We’re waiting to serve you!

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