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Accidents happen to even the most careful drivers. That's why auto insurance coverage is so important.

auto insurance

Depending on the options you choose, auto insurance can cover:

  • Physical injuries to yourself and others (in the event of an accident)
  • Legal liability (covering yourself, family members and others)
  • Theft
  • Vehicle damage
  • Vandalism

All B.C. motorists must have basic Autoplan coverage. It provides you with the minimum insurance coverage required by law. NOTE: The basic Autoplan coverage does not cover repairs to your vehicle or its replacement, or many other risks. Additional coverage is available from Insurance Corporation of British Columbia (ICBC)

How much does insurance cost?

In general, several things contribute to the cost of auto insurance:

  • How you use your vehicle (business, pleasure etc.)
  • Where you live
  • Your claim record
  • The vehicle you drive
  • What type and how much additional coverage you choose

Some of the additional coverage’s available from ICBC are:

Collision Storage Tempory Operating
Loss of Use Comprehensive Replacement Cost
Roadside Plus Roadstar Specified Perils
Limited Depreciation Extended Liability Underinsured Motorist

ICBC auto insurance

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